We run our own diversified in-house portfolios, which have a mix of assets depending on your risk levels. Established in March 2014, they have performed very well on a risk-adjusted basis,

Main features:

• 4 model portfolios for different risk levels

• Regular rebalances to ensure the portfolios remain suitable

• Blend of active and passive funds

• Low trading costs

• Very competitive fees

• Income strategies

They tend to be suitable for people who prefer an active approach, without strict risk controls and low trading. They also often suit clients with larger investment holdings to add further portfolio diversification.