Inheritance Tax Planning

We work hard throughout our lives and pay our taxes. When we die, our beneficiaries have to pay 40% inheritance tax, over and above the nil rate band.

    • Single person: £325,000

    • Married couples and civil partners: £650,000

    You may also benefit from the Residence Nil Rate Band (RNRB). However, this band could be completely lost for estates over £2.35 million:

    • £175,000 per person

    • Regain the RNRB

    • Set up packages that qualify for IHT exemption from day 1

    • Implement plans that reduce IHT over time

    • Maintain control of your assets whilst becoming more IHT efficient

    • Ensure your estate passes onto your chosen beneficiaries

    • BPR qualifying investments that offer full relief in 2 years (see BPR section for more info)

    • Plans that offer 100% mitigation from day 1

    • Investments placed into Trust

    • Life insurance plans placed into Trust

    • Other Trusts

    • Gifts

    • Self-funding packages

We can help significantly reduce your IHT bill and in some cases mitigate it.